Well, maybe not every penny but I found myself extra cautious on spending money. Case in point, I had a physical exam scheduled last Monday. The day before, I thought about it and figured that I can have that exam coincide with another doctor appointment in December. By doing so, I will save money on the co-pay. It may not be much but it is something. Another time was during grocery shopping. I went to the cheese section and picked up mozarella that costs around $8.00. When I got to the dairy section, I saw a mozarella made by another company at just half the price. Usually, I would go for the other brand, this time though, I decided to get the cheaper one. I'm sure the kids will not even know the difference. So it's by doing these small things day-to-day made me realize how much change I made. I guess watching all these shows advising people to watch what they spend had an effect on my spending too. Did you change the way you shop and spend money in the wake of this financial mess?