Have you ever been a victim of a credit scam? Usually, when people find out about it, hundreds if not thousands of dollars has already been charged to their name by unscrupulous persons. That is why checking your credit report often is important. When you get your credit report, you can look at all the accounts and loans that are opened under your name. It gives you all the information about the accounts, when it was opened, the payment history and creditor information. Doing this regulary will help protect you and your credit score. Every time you take out a loan, open a credit card or apply for a car loan, your credit score is looked up by the lender. They want to know if you are a good borrower and whether they are taking a big risk in lending you money.
At FreeCreditScoreOnline.com, you can find tons of information about your credit rating and how to protect yourself from fraud. They have a library full of articles about credit cards, building up your FICO score, establishing good credit and more credit card security information. This company also offers Identity Theft Insurance and other fraud prevention services. When you join FreeCreditScoreOnline.com you will learn how your credit score is calculated and how you can improve it. Go to www.FreeCreditSchoreOnline.com for more information.
Credit fraud. Every credit card holder worries about his/her protection. Though credit card companies do their best to protect customers’ personal data, fraudsters often manage to get access to our money.
But they say forewarned means forearmed. Learn more about credit card fraud and you will know how to protect yourself.
Today financial specialists point out about 30 illegal means of getting access to someone’s personal data. The most wide spreading illegal actions are use of fake credit cards, theft through fake online shops, fake ATM, keyboard nozzles, etc.
So, be careful. Protect your personal data. Never disclose your data, if it is not necessary and you are not sure that anybody will abuse it.
Many card owners are careless when it comes to cash advance, meanwhile ATM is an easy way to get to your money. Today fraudsters use such sophisticated methods as fake ATM, special keyboard nozzles, tiny video cameras, etc. Be careful. Examine ATMs before to paste your PIN code. First, look at the keyboard. Fraudsters can put special buttons that will keep all the pressing. If an ATM is inactive, ask a security officer about the trouble to make sure that it is not a fraud trick.
Take pains to protect yourself and you will never face a problem of fraudulent actions on your credit card.